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How to Earn on BPD: the Money Protocol Stability Pool

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Money Protocol
borrow against your BTC at 0% interest, with loans 100% backed by Bitcoin. Instead of selling your stack to access cash, you pledge it as collateral and walk away with instant liquidity , are you a holder who wants to put their Bitcoin to work without ever letting it go?

You don't have to provide liquidity to put BPD to work. The simplest way to earn on Money Protocol's Bitcoin-backed stablecoin is the stability pool: deposit BPD, help keep the protocol solvent, and earn in return.

What the stability pool is

When a vault falls below its minimum collateral ratio it gets liquidated, and the stability pool absorbs that debt. Your deposited BPD cancels the liquidated debt, and in exchange the pool receives that vault's RBTC collateral, usually at a discount to market. Depositors share the collateral pro-rata. On top of that, depositors earn MP, Money Protocol's token, issued continuously to the pool.

So you earn two ways: liquidation gains (discounted RBTC when vaults are liquidated) and MP rewards (ongoing MP issuance).

Why it's the easy on-ramp

No LP positions, no price ranges, no second token, just deposit BPD. It directly strengthens the protocol, since the stability pool is the first line of defense that keeps BPD solvent. It is also the lowest-effort way to earn on Money Protocol, alongside liquidity mining and borrowing.

How to do it

Get BPD. Borrow it against your BTC at 0% interest. Start at https://www.moneyprotocol.co

Open the app and go to the Stability Pool.

Deposit your BPD. You start earning immediately: MP accrues continuously, and you receive RBTC liquidation gains whenever liquidations occur.

Withdraw or compound anytime: claim your RBTC gains and MP, or top up your deposit.

Good to know

What you're taking on: during liquidations some of your BPD is exchanged for RBTC, so over time you hold a mix of BPD and RBTC. Because the pool buys that collateral at a discount, depositors have historically come out ahead, but your RBTC gains move with BTC's price, so it is not risk-free.

Returns vary with how often liquidations occur and the MP issuance schedule.

Risks: smart-contract risk; the value of RBTC gains and MP rewards moves with the market. Do your own research.

Prefer the LP route? See our liquidity guide at https://blog.moneyprotocol.co/how-to-earn-mp-provide-bpd-usd-0-liquidity-on-intrinsic

Put your BPD to work: https://www.moneyprotocol.co

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